Prepare Your Own Personal Bankruptcy Forms

Filing chapter 7 bankruptcy legal forms will result in most of your unsecured debt (mainly credit cards) being discharged while being allowed to keep a reasonable amount of property determined by the laws of your state. When you file for chapter 7 bankruptcy, you immediately stop all actions against you by creditors. The main purpose for filing chapter 7 bankruptcy forms is to discharge certain debts to give an honest individual a chance to start over.

Filing chapter 13 bankruptcy legal forms offers individuals with regular income a means to repay their debts over time, either in full or in part. The purpose of chapter 13 is to enable financially distressed individual debtors, under court supervision and protection, to initiate a repayment plan in which creditors are paid over a period of time.

Filing for bankruptcy is not an easy decision to make. If you are unable to pay your debts on time due to an extended period of unemployment, huge medical expenses, overextended credit or other large unexpected expenses you may have no other choice but to file personal bankruptcy forms to get a fresh start.

Make your bankruptcy filing using Find Legal Forms Bankruptcy legal forms software if filing for Bankruptcy is your only solution to unbearable debt. Save time and money using this straight-forward package containing all the legal forms and detailed instructions you need to complete a Chapter 7 or Chapter 13 personal bankruptcy filing on your own, without the need for an expensive attorney. Legal and valid in every USA state. The forms are updated each time a Bankruptcy law or administrative action is revised.